Unapproved checks will not be funded to your card. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. All other trademarks and service marks belong to their owners. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. If If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Getting a Mortgage With a Smaller Down Payment and No PMI. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. Company, Member FDIC, upon card activation and identity verification.1. There is no minimum balance. See your Cardholder Agreement for details. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. mostly not recommended represent all financial services companies or products. Are you an existing customer? Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Just $5 a month (compared to $9.95) for purchase There is a Live Chat feature on the website under Customer Support. Even the rewards with the. So you can avoid interest payments, bounced checks, or overdraft fees. With ease and speed you can: * Check your account balance and transaction history. banking practice of posting funds at settlement. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. $2.50 per withdrawal, plus ATM owner fees, if any. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Order Your Brink's Money Prepaid Card Here >. If you plan to save your tax refund, this is the card for you. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Find Your Best Match for Student Loan Refinancing. Brink's Prepaid MasterCard TV Spot, 'Peace of Mind: Savings Account' Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Your wireless carrier may charge a fee for message and data usage. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). identity. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. * See the online application for details about terms and conditions for these offers. The Brinks Prepaid MasterCard comes with additional features. Brink's Money Prepaid on the App Store No cost for online or mobile Account-to-Account Our editorial team does not receive direct compensation from our advertisers. for repayment of any negative balance. The information, including card rates and fees, is accurate as of the publish date. 6,000,608 and 6,189,787. If numbers. At Bankrate we strive to help you make smarter financial decisions. There's no interest or late fees because it's not a credit card. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. A FICO score/credit score is used to represent the creditworthiness of a If your identity is partially verified, full use of the Card Account will Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Online Account Center - Paycard Benefits - Brink's Money April Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. You will need to pay $9.95, if you need a card replacement. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. Card activation and identity verification required before you can use the Card Account. Void in U.S. Get a free consultation from a leading tax expert, in These are promotional rates and may change without notice pursuant to applicable law. now = new Date(); Picture must meet Image Guidelines. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) The interest rates and APYs of each tier may change. Bankrate.com is an independent, advertising-supported publisher and comparison service. Is Brinks better than ADT? theYear = now.getYear(); Netspend is a registered agent of Republic Bank & Trust Company. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Certain products and services may be licensed under U.S. Patent Nos. Card details Highlights Brink's gives you the peace of mind you deserve. Certain products and services may be licensed under U.S. Patent Nos. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. There's no minimum spending or maximum rewards. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such See the Cardholder Agreement for details. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Approved purchase transactions may From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. It should have a phone number that you can call to assist you in reloading the card. *Card issued by Republic Bank & Trust Company, Member FDIC. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? This compensation may impact how and where products appear on this site calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. While we adhere to strict The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. After qualifying, Monthly Plan Brink's secures valuables around the world. Prepaid Payroll Debit Cards for Employees - Brink's Money The Company you trust is offering you the features and benefits you deserve. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. document.write(theYear); With Brink's Direct Deposit, you can get paid faster* than a paper check. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. No minimum balance necessary to open Savings Account or obtain the yield(s). Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. It's secure, fast, and free. Brink's US - Brink's Prepaid Mastercard Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. There's no interest or late fees because it's not a credit card. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Fees apply for approved Money in Minutes transactions funded to your card. No late fees or interest charges because this is not a credit card. For up-to-date With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Home - Brink's US Certain products and services may be licensed under U.S. Patent Nos. Because Savings Recommendation score measures the loyalty between a provider and a consumer. $5.95 per month. No fee to receive or originating bank. Use of the Card Account is subject to activation, ID verification, and funds availability. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. - 8 PM. Cardholder is responsible month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. We may also ask to see your driver's license or other identifying information. 3. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Cardholder Agreement for details. Program sponsor: Netspend Corporation. identity. You'll receive a Card in the mail within 7-10 business days. This product is Mastery Wiki Search for: How; Who; All products, logos, and company names are trademarks or registered trademarks of their respective holders. Starts 2/1/21. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. With Brink's Direct Deposit, you can get paid faster* than a paper check. restrictions may delay availability of funds with or without notice. What Is Brinks Prepaid Mastercard? 3 Fee may be assessed by reload location and may vary from location to location. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Charges a monthly maintenance fee of up to $9.95. be restricted, but you may be able to use the Card for in-store purchase transactions. The maximum allowable savings account balance is $5,000. Cardholder is responsible for repayment of any negative balance. if (theYear < 1900) theYear = theYear + 1900; The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). $4.95 per transfer via Customer Service Agent. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. 4. 1. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. The interest rates and APYs of each tier may change. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Should You Use a HELOC to Pay Off Credit Card Debt? Bankrate.com does not include the entire universe of available financial or credit offers. Percentage taken of total check amount. Standard text message or data rates may apply. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Please explain your vote by sharing your experience. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. You do have the card in your possession, correct? Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Can You Build Credit With a Prepaid Credit Card? Netspend is a registered agent of Republic Bank & Trust Company. This is a third-party fee and is subject to change. Fraud prevention restrictions may With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. money on your Card via Western Union Money Transfer. With Brink's Direct Deposit, you can get paid faster than a paper check. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Answer: I would suggest looking at the back of your card. 9 Bill payments may be subject to fees. However, it will not help you build credit and some online merchants don't accept prepaid cards. and record information that identifies each person who opens a Card Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Transfer of funds via ACH from your Card Account to your bank account at another financial Should you accept an early retirement offer? Plus, the app is optimized for . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. If your identity is partially verified, full use of the Card Account will be restricted, the Average Daily Balance which is $1,000.00 or less will be 4.91%. Brink's Prepaid Mastercard Review | Bankrate Republic Bank & Trust Company and Mastercard are $10 purchase cushion offered at the bank's discretion to cover overdrafts. Snapshot. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Brink's US Email: csc-dfw@brinksinc.com Those who can Direct Deposit at least $500. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. Interest bearing savings account can be connected. Use of Card Account also subject to fraud You can use your Brink's Money Prepaid Mastercard to pay for just about anything. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. - 10 PM. Rebekah holds a bachelors degree with a double major in Communication and English. Do Private Student Loans Have a Statute of Limitations? Adding money to your Brink's Money Prepaid Mastercard is convenient. Release Summary. Residents of Vermont are ineligible to open a Card Account. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. You are always on the go. 6,000,608 and 6,189,787. 5. Which Account Fits You Best? For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Republic Bank & Trust Company, Member FDIC. Discover will automatically match all the cash back you've earned at the end of your first year! Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. 4% per foreign transaction. Unlike credit cards, however, they don't work on credit. redemption parameters. Percentage taken of total check amount. Fill in the application form. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. for your tax refundand for all your payroll and benefit checks too. Login. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Ends 1/31/22. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Cardholder is responsible for repayment of any negative balance. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. Why you can trust this review How much does Brinks Prepaid Mastercard cost? CTA Banner. to see your driver's license or other identifying information. (877) 788-9067, or click the link below and activate it online. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. To participate in the Savings Odds of winning depend on the total number of entries received during each applicable entry period. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Features 10.0/10. Home Equity Loan vs. Line of Credit: Which Should You Choose? Login - Brink's Money Card activation and identity verification required before you can use the Card Account. In fact, its missing Netspends virtual card number benefit for safer online shopping. Certain products and services may be licensed under U.S. Patent Nos. Compare real offers from multiple lenders. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. Set the dial to 0. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Standard text message or data rates may apply. Brink's Money Prepaid Mastercard. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. but you may be able to use the Card for in-store purchase transactions. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement.