The common thread? 543 Eastern Ave Se . Waldron is a qualified 401(k) administrator and a graduate of Western Michigan University. This address is also associated with the names of, Information on the Modal age groups of Rinzemas neighbors (weve analysed 500 households nearest to the Rinzemas current address), https://www.facebook.com/search/top/?q=Daniel+Rinzema&epa=SEARCH_BOX, https://www.facebook.com/directory/people/, https://www.linkedin.com/search/results/people/?keywords=Daniel+Rinzema, https://www.classmates.com/siteui/search/results?q=Daniel+Rinzema&searchType=all. Do not use this site to make decisions about employment, insurance, credit, leasing, tenant screening or any other purpose covered by the FCRA, Single Family, Off street, On street, Attached Garage, 2 spaces, Lot Size - 6,534 sqft, Floor Size - 3,030 sqft, Latitude, Longitude: 42.6373794, -85.5167184, 3585 Bluewater Pines Dr NE, Grand Rapids, MI 49525, Single Family, Attached Garage, 3 spaces, 814 sqft garage, Lot Size - 2.68 acres, Floor Size - 5,000 sqft. Contact info: dcr@datacompusa.com Find more info on AllPeople about Daniel Rinzema and Datacomp Appraisal Services, as well as people who work for similar businesses nearby, colleagues for other branches, and more people with a similar name. - Kirt Martin has been named vice president of design and marketing at Landscape Forms, the Kalamazoo-based designer and manufacturer of outdoor site furniture. At Greenleaf Trust, our teams are dedicated to providing the highest level of comprehensive wealth management services, trust administration and retirement plan services. RESCUE ONE FOUNDATION in Grand Rapids, MI | Company Info & Reviews The population of the US is 329,484,123 people (estimated 2020). Please consult your legal, tax or accounting advisors to determine how this information may apply to your own situation. Greenleaf Financial Holding Company is also the sole owner of . See
2021 Tri Del Sol - RaceTec Results Our selection includes hanging baskets,. Berniece M. Rinzema, age 88 of Grand Rapids, went home to be with her Lord and Savior on September 16, 2016. Age 88 / Sep 1934. The site will give you their current and previous places of residence, age, phone numbers, etc. The Companys main customers are farmers markets, garden centers, grocery stores, and other distributors. Alternatively, you can look for their names using their address, email, or business at radaris.com. privacy policy. Please note that BusinessesForSale.com will send the above details to Calder Capital, LLC. The Radaris reverse phone lookup feature is a great way of finding your neighbor's name. Copyright 2023 Meredith Corporation. Their name are Frances Irene Hollern, Kyle M Hollern, and three others, Daniel has a degree at associate level. Make sure to check Barry county records. Dan rinzema Board Member Robert Trice Board leadership practices. Daniel Rinzema Profiles | Facebook A few longstanding out-of-state customers as well. He ensures clear, concise communication by coordinating the teams workflow and acts as an ongoing resource for clients. ECCU has $356 million in assets and nearly 36,000 members in 21 counties in Michigan. Read more. Gazette Business News, 401 S. Burdick, Kalamazoo, MI., 49007. I am humbled and honored to serve alongside the dedicated staff, mentors, board and volunteers of Crossroads Prison Ministries.. Steve also collaborates with the Board of Directors, President, and members of the Executive Council on capital allocation, long range planning, and risk management. Thank you for reading this overview. Since joining Greenleaf Trust (a Michigan non-deposit trust bank) in 1999, he has served as senior research analyst, director of research, director of wealth management, and senior executive vice president of strategic initiatives. Los" from Michigan State University. CALL. He serves on the Investment Committee of the Western Michigan University Foundation Board. DAN RINZEMA. Lookup the home address and phone and other contact details for this person. Michael F. Odar, a chartered financial analyst, has been Under Dans leadership, the client centric team executes its daily mission to provide remarkable client service through the delivery of fiduciary excellence, holistic wealth management, advanced financial planning and proactive client care. Bill serves as trustee of Western Michigan University, and of the Genevieve and Donald S. Gilmore Foundation. Midwest Living is part of the Meredith Home Group. Another runs a microbakery from her home. . 11489 Hydeaway Ct Middleville MI 49333. Greenleaf Trust announces addition to the client centric team, Greenleaf Trust announces CTFA designation, Weekly Market Snapshot: Week ended February 24, 2023, 2023 Greenleaf Trust All Rights Reserved. leadership team. promotions, people joining a company or people taking on significant new Growing an online presence could bring in the opportunity for new customers. IF YOU DO NOT RECEIVE THE NDA LINK OR A FOLLOW-UP EMAIL AFTER YOU SUBMIT YOUR NDA, PLEASE CHECK YOUR JUNK MAIL. BIBLES FOR MISSIONS THRIFT CENTERS - GuideStar Profile dan rinzema michigan. Investment Officer at Principal Financial Group, Plymouth Christian Academy, Canton, Michigan (Mi), FAQ: Learn more about our top result for Daniel Rinzema. Kelly nailed molding to the wall to create a faux headboard in the main bedroom. Mike holds the position of President & Chief Executive Officer of Greenleaf Trust Delaware, its parent Greenleaf Financial Holding Company and Greenleaf Trust. Mary Leibel, 12 perfiles found | Telephone Directories 2023 to see complete work history. The last name Rinzema is often misspelled as Parney, Verplank, 1997-2023 OfficialUSA.comThis website is not affiliated with the United States Government or any Federal or State government agency. Rinzema Greenhouse: Established Wholesale Florist & Greenhouse No complaints! . Dan Rinzema - Wealth Management Vice.. - Greenleaf Trust | ZoomInfo Dan is based out of Kalamazoo, Michigan, United States and works in the Financial Services industry. Facebook gives people the power. Daniel Rinzema - Datacomp Appraisal Services, Grand Rapids, Michigan Jim has led Greenleaf Trusts Research, Wealth Management and Personal Trust Divisions. Greenleaf Trust is a Michigan non-depository trust bank regulated by the Michigan Department of Insurance and Financial Services. Champion Homes and MHVillage.com Announce Plans to Promote New Dan Rinzema. As one of Michigans first privately held and managed trust-only banks, our independence frees us from conflicts of interest and ensures our clients well-being is at the center of every decision we make. Our local team is proud to live and work in the Southeast Michigan area. Previously, Dan was a Commercial Por tfolio Manager at McKinley. A holistic approach to maximizing your assets and preserving your family values. MHVillage to Showcase Champion Manufactured Home Model Program - PRWeb Ver. . The Company could work to further expand its reach throughout the Midwest. About Greenleaf Trust is a Michigan-chartered trust bank, based in Kalamazoo. Steve provides financial guidance and broad counsel to the Executive Leadership Team at Greenleaf Trust Delaware, its parent Greenleaf Financial Holding Company and Greenleaf Trust. dan rinzema michigan None ofthe information offered byRadaris istobeconsidered for purposes ofdetermining any entity orpersons eligibility for credit, insurance, employment, housing, orfor any other purposes covered under the FCRA. MI (Retired) | Sturgis, MI. All data offered isderived from public sources. We dare not mess with an iconat least, not too much. The company's filing status is listed as Active and its File Number is 800912939. Ticking this box means you are consenting to us sending you marketing emails. Lookup the home address and phone and other contact details for this person. He has over 20 years of leadership experience, primarily with complex multi-national firms, and has served extensively as a financial executive in both customer and operationally oriented roles. More Local News to Love Start today for 50% off Expires 3/6/23. Mike was named President of Greenleaf Financial Holding Company upon its founding in 2017. . Their license was verified as active . . Hot off the minds of Midwest travel writers: a fresh look at where to eat, drink, play and stay around the region. Tamales are a project, but many handseven tiny onesmake lighter work. In the past, Kelly has also been known as Kelly Dyan Rinzema, Kelly Rottschafer, Kelly D Rottschafer and Kelly D Rinzema. See
Cookie Settings/Do Not Sell My Personal Information. Diana Foss (Daniel) Rinzema, and Melissa Foss (Daniel) Hanby; daughter-in-law, Susan Earl Foss; daughter-in-heart, Carol Zimmerman; 9 grandchildren . Their BuildZoom score of 101 ranks in the top 12% of 167,179 Michigan licensed contractors. Possible connections via main address - J A Dusendang, Latitude, Longitude: 43.027506, -85.568408. All Rights Reserved. J A Dusendang, Jeri Dusendang, and three other persons are connected to this place. This profile was gathered from multiple public and
also known as . Berniece Rinzema Obituary & Funeral | Grand Rapids, MI | Heritage Life E-images should be JPEG format of at That includes lateral moves, promotions, people joining a company or For example, Nault could be listed as Hault. Find out more about what we do with your information in our privacy policy. He earned his bachelor of arts degree from Marshall University. As one of Michigan's first trust-only banks, we have more than 125 employees working from Greenleaf Trust offices in Kalamazoo, Grand Rapids, Southeast Michigan and Northern Michigan. He is survived by his mother, Susan (Perry) Corwin; father, Arnold Rinzema; dau . Date of New Ownership: . In addition, he is responsible for Greenleaf Trusts Operations and Business Information Services Divisions consisting of account administration, cash and securities processing, tax reporting, data and systems infrastructure, and information security. Possible relatives for Daniel Rinzema include David Allen, Benita Allen, Jared Heys and several others. Kelly Dyan Rinzema's Michigan Voter Registration. (2) Increase Products Offered: The Company has exclusively sold annuals for many years. Dan Rinzema, CFA, CFP, CTFA - Chief Client Officer - Greenleaf Trust Kelly Rinzema lives in Middleville, MI; previous cities include Dexter MI and Cedar Rapids IA. Her NMLS lending certification, and knowledge of the lending processes utilized in financial institutions and automobile finance companies are expected to be assets to the credit union and its members. Our announcements focus on local people those who live here or Greenleaf Financial Holding Company and its subsidiaries do not provide legal, tax or accounting advice. Greenleaf Financial Holding Company is also the sole owner of Greenleaf Trust, a Michigan non-depository trust bank regulated by the Michigan Department of Insurance and Financial Services. This ensured a big mass of color that's highly visible. Find Dan Rinzema's phone number, address, and email on Spokeo, the leading people search directory for contact information and public records. Troy, Michigan (November 11, . this link is to an external site that may or may not meet accessibility guidelines. Hydeaway Ct Middleville, MI - Owner Property Records Dan Rinzema, Michigan (4 matches): Phone Number, Email, Address - Spokeo This could be done through targeted social media or email marketing to farmers market and grocery stores throughout the Midwest. Five persons linked to this address. Her role includes coordinating planning strategies with other professional advisors, such as tax advisors or estate planning attorneys. businesses, and does affect the Reputation Score. who would be known only to their employees here. I love the purity of the Crossroads mission, Joe said. This search for new leadership comes as the result of Dr. David Schuringa's resignation from his position as Crossroad's president, which the board of directors accepted on May 22, 2015. Terhorst & Rinzema Construction Co. Terhorst & Rinzema Construction Co, Ada, MI (Owned by: Terhorst, Randall L) holds a Residential Builder Company license and 1 other license according to the Michigan license board. (The alternate version, with ham and cream, is excellent too. Rinzema Greenhouse, Inc. - Wholesale Only | Grand Rapids MI - Facebook As such, she is responsible for tax preparation, special projects and tax planning. The owner is willing to provide reasonable and customary assistance through a transition period. With more than 18 years of experience in the investment Daniel Jack Rinzema: Address 11*** **** Ct, Middleville, MI He joins Crossroads with thirty years of experience in corrections, including time spent as the chief chaplain for the Federal Bureau of Prisons, senior director of reentry services, warden and assistant warden. Uncategorized. First Community Federal Credit Union has more than 78,500 members, assets of $650 million and operates with 16 regional branch offices within Michigan, Illinois and Wisconsin. 509 West Main St, Middleville, MI 49333 269-795-3637: Public: K-2: 4.97: Lee Elementary School 840 West Main St, Middleville, MI 49333 269-795-9747: Public: 2-3: 4.97: Middle school; Thornapple Kellogg Middle School 10375 Green Lake Rd, Middleville, MI 49333 269-795-3349: Public: 6-8: 4.97: High school; Thornapple Kellogg High School 3885 . She has over 20 years experience providing trust and estate administration to individuals and families at all stages of life. Notable people with the surname include:Jan Ritzema Bos (1850-1928), Dutch plant pathologist Wayne Ritzema, English cricketer Rudolphus Ritzema (1739 . Supporting your wealth, your life and your goals. CFA Society West Michigan. is it okay to take melatonin after covid vaccine. Anderson Sales & Service Inc in Bloomfield Hills 48302 and our office is located at 1645 South Telegraph Road and you can contact us via email at contractor@Anderson Sales & Service Inc.com, fax or phone number (248)858-2300. (The family has since moved to another . Greenleaf Financial Holding Company is also the sole owner of Greenleaf Trust, a Michigan non-depository trust bank regulated by the Michigan Department of Insurance and Financial Services. (1) Well-established Customer Base: Many long-term and loyal customers throughout Michigan. He is responsible for market analysis and portfolio management. Radaris isnot acredit reporting agency and does not offer consumer reports. Fav Pos Race No Share Name Name Time Time Cat Pos (Gen Pos) Category Cat Pos Gender Gen Pos Club Swim Start Swim T1 Cycle T2 Run Links are provided for reference only and MyLife.com does not imply any connection or relationship between MyLife.com and these companies. The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of Advance Local. Sometimes names in public records are misspelled due to silly typos and OCR errors. Daniel is a resident of 3585 Bluewater Pines Driv NE, Grand Rapids, MI 49525-9532. April 15 may have come and gone, but the tax season deadline is anything but a fading memory for Dan Rinzema, chief client officer for Greenleaf Trust, a privately held wealth management firm in . There are at least 2 records for Daniel J Rinzema in our database alone. The Blues disclosed Wednesday that total all-cash compensation for CEO Daniel Loepp, 65, was $16.9 million in 2022. Greenleaf Trust Delaware is wholly owned by Greenleaf Financial Holding Company, a Delaware corporation. below. Daniel Rinzema's address is 3585 Bluewater Pines Dr NE, Grand Rapids, MI 49525. View Dan Rinzema results in Michigan (MI) including current phone number, address, relatives, background check report, and property record with Whitepages. Schools and churches also purchase a significant number of plants each year for local fundraisers. Search for Criminal & Traffic Records, Bankruptcies. Kelly's obsession with a wallpaper pattern inspired a makeover of her daughter's room, which also got a princess canopy and a craft desk (repurposed from an old school desk Kelly bought for $10). Greenleaf Trust announces CTFA designation - Greenleaf Trust | Privacy Policy. A graduate of Central Michigan University, Mark is a CFP professional, Certified Trust and Fiduciary Advisor, and has earned his Chartered Life Underwriter and Chartered Financial Consultant designations. Chef Jorge Guzmn's Step-by-Step Guide to Making Tamales. 2019 Greenleaf Trust. Perrigo is a leading global manufacturer of over-the-counter and generic prescription pharmaceuticals, infant formulas and nutritional products sold under the labels of major retailers. Buses, trains and very few automobilescheck out these out-of-the-ordinary holiday lights displays. Dan Rinzema in Michigan. For many Midwesterners, holiday feasting kicks off with a relish tray. and J.D. Wendy practiced law for 16 years in the areas of probate and trust litigation, complex probate and trust administration, preparation of estate, fiduciary and gift tax returns, and drafting estate planning and business succession documents. In the past, Daniel has also been known as Dan Rinzema, Daniel Jack Rinzema, Daniel J Rinzema, Dan Jack Rinzema and Dan J Rinzema. (616) 669-2279 (Ameritech Michigan), (616) 361-2268 are the phone numbers associated with Daniel. One has conquered the world of plant-based baking. To find out more about the cookies we use, please see our Privacy Policy. Daniel is a resident of 3585 Bluewater Pines Driv NE, Grand Rapids, MI 49525-9532. Service . 164k Followers, 1,147 Following, 1,159 Posts - See Instagram photos and videos from Kelly (@lilypadcottage) Items should include the proper name of that Even if you don't have this Michigan cottage's view, its details can bring relaxed vacation style to your home. Community Rules apply to all content you upload or otherwise submit to this site. The certified financial planner specializes in the execution of goal-based planning strategies and the management of investment portfolios environment. To help you, we've analysed the most common alternative last names (AKA) associated with Daniel Rinzema . Garland Hunt Vice Chair | Pastor, The Father's House | Atlanta, GA . She earned her B.A. Find public records for 21943 N Center St Northville Mi 48167. Prior to joining Perrigo, Thompson was a senior tax associate with the Grand Rapids office of BDO USA LLP. He builds the voice of our clients into all facets of the firm and embeds client service standards into our culture. 11420 Hydeaway Ct Middleville, Mi 49333 View Details: Peter Jonker: 11429 Hydeaway Ct Middleville, Mi 49333 View Details: Robert Skinner: 11461 Hydeaway Ct Middleville, Mi 49333 View Details: Daniel Rinzema: 11475 Hydeaway Ct Middleville, Mi 49333 View Details: David Vandenberg: 11492 Hydeaway Ct Middleville, Mi 49333 View Details: Lester . Search for Criminal & Traffic Records, Bankruptcies, Assets, Associates & more. Claucherty Foster Care Inc Concord 49237 Home Improvement Both Greenleaf Trust and Greenleaf Trust Delaware provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management and other non-depository services. Various documents link the phone number (616) 669-2279 to different owners Cynthia Joy Hilbrand, Gerald Jay Hilbrand, Trevor Jay Hilbrand, Jordan L Hilbrand, Kimberly R Rinzema, Diana Lynn Rinzema. Reviews help
View Dan Rinzema's email address (d*****@greenl***.com) and phone number. June 29, 2022; creative careers quiz; ken thompson net worth unix . | Privacy Policy. Contact: Dan Rinzema, Crossroad Bible Institute, 800-668-2450 GRAND RAPIDS, Mich., June 17, 2015 /Christian Newswire/ -- Crossroad Bible Institute (CBI) is seeking a new executive director to lead . Hudsonville, MI 49426 USA. They may be sent via e-mail to ajones@kalamazoogazette.com or In the past, Kelly has also been known as Kelly Dyan Rinzema, Kelly Rottschafer, Kelly D Rottschafer and Kelly D Rinzema. Greenleaf Trust | LinkedIn Daniel Rinzema Found 2 people in Michigan, Iowa and Illinois. Both Greenleaf Trust and Greenleaf Trust Delaware provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management and other non-depository services. Rafferty's responsibilities include overseeing and directing the activities of the accounting, card services, financial analyst and payment systems staff, and assisting with the management of the credit union's investment programs. He was born on Apr 30, 1982. Ms Mary Lucille Leibl. Meet Five Midwest Cake Creators (and Try Their Recipes). Dan Rinzema is a resident of MI. 1268 Lynn Dr, Middlevle MI owners history, phone number, price For more information about how we use your data, read our Join us on March 16th for ESG in West Michigan . Rinzema Greenhouse grows and sells annuals and seasonal potted plants for wholesale. Warm wood accentsmost notably, the dark floor and vent hoodground the all-white palette. Dan Wieden (1945-2022), adman who created "Just Do It" for Nike. (3) Expand Geographic Footprint: Rinzema Greenhouse maintains a few longstanding accounts out-of-state. If this link does not work for you, you can also use FB directory https://www.facebook.com/directory/people/. Dawns background includes specialty assets, family office operations, and management of middle office operations. Daniel Rinzema, Michigan (4 matches): Phone Number, Email, Address - Spokeo Please be Terhorst & Rinzema Construction Co | Ada MI | Get a Bid | BuildZoom Features. Martin will be responsible for leading and aligning Landscape Forms' creative teams for product development, marketing and marketing communications. EIN for payable organization: 04-3739179 . NO PHOTO. People Living at 21943 N Center St Northville MI ), Avid DIYers Transform a 1929 Chicago Home One Project at a Time. Author Lisa Eldred Steinkopf shares how to make blooms last longerand repeat. Director of Personal Trust - Chief Fiduciary Officer. Kelly, who spent every summer vacationing nearby as a child, used DIY, flea-market finds and water-inspired colors to pull the lake spirit indoors. Dan Rinzema, Middleville Public Records Instantly . Dan received a BA degree from Calvin College and a MBA with distinction from University of Iowas Tippie School of Management. advised that People on The Move is for people who live, work or are Kelly Dyan Rinzema from Middleville, Michigan | VoterRecords.com Mese: Settembre 2022 - Agenzia Comunica The radaris.com free background check feature can be helpful when trying to find missing relatives. He is a CFA charterholder and has earned the CERTIFIED FINANCIAL PLANNER certification. He has a bachelor's degree in financial administration KALAMAZOO The Gazette's Business section runs announcements Dan J. Rinzema, CFA, CFP . . Grand Rapids, MI 49503 . Wendy is a designated Certified Trust and Financial Advisor. He has a bachelor's degree in financial administration from the University of Southern Indiana. Joe Pryor became the president and CEO of Crossroads Prison Ministries in February 2022. Sparkling water, sunshine and kids splashing set the tone for this Michigan home of Kelly and Dan Rinzema and their two children. She eventually framed it with stained 1x4s held together with corner brackets-a vintage-style touch. Daniel J Rinzema is a resident of MI. Who's Searching for You, Relatives, Associates, Neighbors & Classmates. Dan J Rinzema is Chief Client Officer at Greenleaf Trust. BBB File Opened:4/7/2010. 2019 Greenleaf Trust. This field is for validation purposes and should be left unchanged. Andrew L. Riker, has been promoted to Senior Wealth Management Advisor. formerly lived here. Asher specializes in the execution of goal-based planning strategies and the management of investment portfolios. Tax Year: 2017. . Click here to see previous People on the Move items. ft. $4,410 taxes in 2019. As the public becomes more interested in plants, the Company could expand into offering perennials. Learn more in our Privacy Policy. Dan is responsible for directing Greenleaf Trust Delawares overall client experience strategy, as well as leading the client centric team. Rinzema Greenhouse: Wholesale Greenhouse & Florist Daniel Rinzema, Frances Hollern, and 6 others have lived at 1110 Lynn Dr, Middleville, MI 49333. This sleeper hit of a weeknight dinner comes from Food Network star Molly Yeh's cookbook Home is Where the Eggs Areand is basically a vehicle for Parmesan and garlic toast. Images and copy may also be mailed to: 46 Likes, 4 Comments - Daniel Alejandro Colmenarez Navea (@danielcolmenarez30) on Instagram: "No me alcanzan las palabras ni la vida para explicar y agradecer por el amor de mi familia. She was born on April 28, 1932 to John Bradley and Clara (Gross) Bradley in Fremont, Michigan. You can use the relative's name and conduct a search at Radaris. A peg rack and wire shelving conveniently organized outdoor gear. We are committed to working side-by-side with you to achieve your specific goals. Dan Rinzema. 1 was here. He has an extensive background in investments, global banking and manufacturing, which includes nearly two decades at Whirlpool Financial Corporation and Whirlpool Corporation. . Pillows and a throw could be easily changed out for seasonal accents. Dawn is a graduate of Wesley College, and Cannon Trust School. Last updated on March 06, 2022 at 11:01 PM (PST). Jim holds the position of Chief Strategy Officer of Greenleaf Trust Delaware, its parent Greenleaf Financial Holding Company and Greenleaf Trust. Obituary | Ruth Doris Foss | Wolfe-Bayview Funeral Homes & Crematory, Inc Kelly Dyan Rinzema (born 1983) is listed at 11475 Hydeaway Ct Middleville, Mi 49333 and has no known political party affiliation. Knowing whether someone is working is quite simple when using Radaris. Dan has 3 jobs listed on their profile. people learn more about others, just like Yelp does for
With approximately 170 team members working from Kalamazoo, Birmingham, Grand Rapids, Traverse City, Bay Harbor and Midland, we adhere to the highest standards of fiduciary excellence while providing customized solutions and highly personal service. James Gray has been promoted to executive vice president and is responsible for leading Greenleaf Trust's Wealth Management Division, consisting of Research Analysts and Wealth Management Advisors. Maritime signal flags, boat illustrations and life buoys added bold color and shapes to this boy's room. By using our site, you agree to our use of cookies. Owners & Residents. Team - Greenleaf Trust Greenleaf Trust Delaware, a Delaware limited purpose trust company, is regulated by the Office of the Delaware State Bank Commissioner. To find out more about the cookies we use, please see our Privacy Policy. The Company operates out of a large facility that features 100,000 square feet of greenhouses, 54,000 square feet outdoor growing space, a 6,746 square foot warehouse garage, a 1,600 square foot three-bedroom house, two pole barns pole totaling 4,352 square feet, two office spaces totaling 350 square feet, a 405 square foot cooler, and a three bay loading dock.